I am currently making a research about applying for car loans for my sister because she is planning to get one and she couldn’t do her research because her home internet is busted and can’t use the office internet because she always do field work. So far, the information that I found are nice, but I think I should do some more… some of the things that I found out are all about credit reports… it says that sometimes credit reports contain factual errors that are the result of a computer glitch or a clerical error. These may include payments not credited, late payments, or data mixed in from a credit file of someone with a name similar to yours. Ordering your credit report will quickly show you what the lender will see, then it’s up to you to dispute any information that you consider inaccurate. Another is about the excess unused credits where you need to remove charge accounts that are listed as active on your credit report because lenders will sometimes view too much revolving debt as a negative when considering a car loan application. Those are only a few and I think I should research some more so my sister could finally get her first car.